Money Planning Ke 3 Tips (Personal Financial Planning Tips)

Personal Financial Planning hamare jeevanka ek aisa vishay hai jise Aaj ke time me sabhi ko samjhna chahiye| paise ke mamle me hamara future kaisa hoga ? yah iss baat par nirbhar karta hai ki Aaj hum apna  Personal Financial Planning kis prakar kar rahe hai |
Personal Financial Planning Tips In Hindi
Personal Financial Planning Tips In Hindi

Jisne paise ko manage karna seekh liya, iss baat ki bahut adhik guaranty hai ki vaha apni life me safal aur khush rahega |
Aaj me aapko teen aise Financial Planning Tips dunga jo Personal Finance Basics bhi hai atarth yadi aap Personal Financial Planning karna suru karne ja rahe hai to yaha tips aapke liye majboot neev ka karya karengi |
kripya inn “Personal Finance Tips” ko dhyaan se padhiye jo aapki “Personal Financial Planning ” ko perfect startup degi aur aap ek achi “Financial Plannng In Hindi” kar paayge –

1. Pay Yourself First (Sabse pehle khudh ko bhugtan kare )

Pay Yourself First ek aisa rule hai jo aapki Financial Planning ko raftaar de pata hai | Pay Yourself First Rule ke anusaar aapki jo bhi Earning hai, usme se sabse pehle aap apne liye Saving kar lo aur jo bache use kharch karo |
Aap jo bhi paisa kamate hai, usko do bhago me baat  do | ek bhaag ko aap kharch kar dete hai aur dusre bhaag ko aap save kar lete hai | Pay Yourself First Concept Aapko batata hai ki aap jo bhi kamate hai usme se ek nischit dhanraashi jo aapnepehle se tay ki ho, usko sabse pehle saving me daal de aur jo bacjhe fhir usse kharch kare |
For Example : yadi aapki Earning 25,000 rupay monthly hai aur aap chate hai ki me usme se 20% Money Savng kiya karu toh Pay Yourself First ka Rule aapko batata hai ki aap Personal Financial Planning Tips In Hindi apni Earning ka 20% yaani 5000 rupay sabse pehle apni Saving me daal de jise aap baad me Invest bhi kar sakte hai | aur jo paisa bacha (20000) usse apne kharche me le |
Jabki log galti kya karte hai, vaha pehle mahine bhar kharch karte hai aur jo saving hai usse save karte hai, yeh tarika galat hai | Aapko “pehle bachao”, fhir kharch karo” ki baat  bataata hai na ki :pehle karch karo”,fir bachao | Iss prakar aap bahut aasani se har month ek nishchit Money Saving kar paaynge |
Pay Yourself First ka Concept sabse pehle Bebylon ka sabse Rich Men (The Richest Man In Babylon)  naam ki book me dekha gaya thha jise bad me Robert Kiyosaki ne apni book me Explain kiya hai |

2. Diversification In Your Investment (Alag – Alag Jagah Invest Kare)

Personal Finance me yah tareeka aapki bahut help karega | sabse pehle toh aap Pay Yourself First ke rule ke hisaab se Money Saving karte  hai
Lekin ek  behtar Financial Planning k liye aap apni saving Money ko aise hi nahi rahne dete | Iss saving money ko aap sahi jagah Invest karte hai |
Aap alag alag jagah par apna paisa invest kare| Aisa karne se Investment ka Diversification ho jaata hai aur aapka risk bahut kam ho jaata hai | yadi ek jagah aapko loss hua to bhi baaki jagah aapka paisa safe bana rehta hai |
FOR EXAMPLE, yadi aap 5000 rupay har month save karte hai aur sabhi paise kisi ek Mutual Fund me Invest kar dete hai toh aisa karne se aapke risk ko bahu bada deta hai | Aapko yaha apni Investment ka  Diversification karna hoga |

NOTE: Personal Financial Planning Tips Do Not Invest Your All Money In one Company

3. Ek Se Jayda Source Of Income Jaroor Rakhe

Personal Financial Plannng ki ek bahut important Tips aapko sikhaati hai ki yadi aap apni Earning ka only one source rakhenge toh aap kabhi bhi ek Successful Financial Planning nahi kar paaynge |

Aisa issliye hoga kyoki aap keval ek jagah se Money Earning kar rahe hai | toh aap adhik money earning nahi kar paaynge to jayda money saving bhi nahi kar paaaynge | aur jab jayda Money Saving nahi kar paaynge to jayda Money Investment bhi nahi kar paaynge |

Iss liye aapko Multiple Source Of Income ka rasta apnana chahiye |

Tips : Active Income se Passive Income ki aur bade |

Dosto! yeh Best Personal Financial Tips in Hindi aapko kaisa laga ? comment kar ke jaroor bataye | 
Thanks!


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